Talli is a modern claims disbursement platform that automates and safeguards legal settlement payouts for bankruptcy, class action, and mass tort cases. The platform enables claims administrators, law firms, and bankruptcy trustees to launch settlement campaigns in days (not months), pay claimants through their preferred methods (ACH, prepaid cards, PayPal, gift cards), and track every dollar with complete transparency. Talli handles compliance (KYC, OFAC, W-9/1099), provides real-time dashboards, and has processed payments to over 300,000 recipients.

Talli works in four simple steps: (1) Onboarding - Talli's team guides you through verification and platform access, typically completed in days. (2) Campaign Setup - Upload claimant data via CSV/Excel or API, choose payout methods, and customize messaging from a single dashboard. (3) Fund Transfer - Transfer settlement funds into a dedicated segregated client account with Patriot Bank, N.A. (Member FDIC), ensuring QSF compliance. (4) Monitor & Report - Track payout delivery, completion rates, and engagement in real-time with built-in reporting for stakeholders. Claimants receive a secure link via SMS or email, choose their payment method, and complete redemption in under 30 seconds.

What types of cases does Talli support?

Talli supports three primary case types: (1) Bankruptcy - Chapter 7 and Chapter 11 distributions with creditor payment prioritization, trustee compliance, and court-ready reporting. (2) Class Action Settlements - Large-scale disbursements from 1,000 to 100,000+ claimants with flexible payout options and 30% higher redemption rates. (3) Mass Tort Settlements - Complex distributions with varying payment amounts, medical lien coordination, attorney fee handling, and multi-party payment capabilities. The platform handles both uniform and individual settlement amounts.

What payout methods does Talli offer?

Talli offers four flexible payout methods to maximize claimant completion: (1) ACH Direct Deposit - Direct transfer to bank accounts. (2) Prepaid Mastercard - Issued by Patriot Bank, N.A. (Member FDIC), usable everywhere Mastercard is accepted. (3) PayPal - Instant transfer to PayPal accounts. (4) Gift Cards - Issued by InComm and distributed by Talli. Claimants choose their preferred method - no bank account is required. This flexibility contributes to 30% higher redemption rates compared to traditional check-based distributions.

How does Talli handle compliance?

Talli provides comprehensive built-in compliance including: automated KYC (Know Your Customer) identity verification, OFAC (Office of Foreign Assets Control) sanctions screening, W-9 collection from claimants, 1099 generation for tax reporting, multi-layer fraud mitigation controls, and complete audit logs with timestamps for every transaction. The platform maintains court-ready compliance documentation and generates detailed reports for stakeholders. All compliance processes are automated to reduce manual work while ensuring regulatory requirements are met.

How does Talli improve redemption rates?

Talli increases redemption rates by an average of 30% through several features: offering flexible payout options including prepaid cards, PayPal, and gift cards (no bank account required), sending smart automated reminders via SMS and email at optimal times, providing a mobile-optimized claimant portal that takes under 30 seconds to complete, and offering dedicated customer support to help claimants through the process. This comprehensive approach significantly reduces unclaimed settlement funds and administrative burden.

Does Talli provide reporting and reconciliation?

Yes, Talli provides complete transparency with real-time dashboards showing every payout status, completion rates, and fund flows. You can track which claimants have been paid, which are pending, and which haven't redeemed. The platform generates comprehensive court-ready reports for stakeholders, syncs payout data to your CRM in real-time via API, and provides complete audit logs for compliance. All data is exportable in CSV format for further analysis or court submission.

How are funds secured in Talli?

Talli provides complete fund segregation with dedicated client accounts for every settlement. This preserves Qualified Settlement Fund (QSF) ownership and tax treatment, simplifies reporting, and ensures legal compliance throughout the disbursement lifecycle. Banking services are provided by Patriot Bank, N.A., Member FDIC, and all transactions include multi-layer fraud mitigation controls. The platform maintains complete separation between settlement funds and operating accounts.

Can Talli handle large-scale settlements?

Yes, Talli is built for scale. The platform has successfully processed payments to over 300,000 recipients and can handle settlements ranging from 1,000 to 100,000+ claimants with precision and speed. The system maintains the same security, compliance, and tracking capabilities regardless of settlement size. Batch uploads, API integration, and automated processing ensure smooth operations for even the largest class action settlements.

Does Talli have an API for integrations?

Yes, Talli provides a comprehensive RESTful API with OAuth 2.0 authentication for developers to integrate the platform with existing case management systems, CRMs, and accounting software. The Campaign Manager API allows you to programmatically create campaigns, manage payout instructions, track payments, and access reports. Complete developer documentation with code examples is available at docs.talli.ai. This allows you to automate workflows, sync data in real-time, and build custom integrations for your specific needs.

Who provides the banking services for Talli?

Banking services are provided by Patriot Bank, N.A., Member FDIC. Prepaid Mastercard cards are issued by Patriot Bank pursuant to a license from Mastercard International and can be used everywhere Mastercard is accepted. Gift cards are issued by InComm and distributed by Talli. This partnership with established financial institutions ensures security, regulatory compliance, and reliability for all settlement disbursements.

What is the claimant experience like with Talli?

Claimants receive a secure link via SMS or email (no account creation required) to a mobile-optimized portal. They can review their settlement details, choose their preferred payment method from multiple options, and complete the redemption process in under 30 seconds. The interface is designed to be simple and convenient, accessible from any phone or device. Talli's support team is available to assist claimants with any questions throughout the process, ensuring high completion rates.

Is Talli FDIC insured?

Yes, Talli's banking services are provided by Patriot Bank, N.A., which is a Member FDIC institution. This means that settlement funds held in segregated client accounts receive FDIC insurance protection. The partnership with Patriot Bank ensures that all disbursements are processed through a regulated, federally insured financial institution, providing maximum security and compliance for legal settlement funds.

How does Talli compare to traditional settlement administrators?

Talli offers significant advantages over traditional settlement administrators: setup takes days instead of months, redemption rates are 30% higher due to flexible payout options, real-time tracking replaces manual status updates, automated compliance (KYC, OFAC, W-9) eliminates manual verification bottlenecks, and API integration allows seamless workflow automation. Traditional administrators often rely on paper checks and manual processes, while Talli provides a modern, digital-first approach with multiple instant payout methods and comprehensive self-service capabilities.

What is a Qualified Settlement Fund (QSF) and how does Talli handle it?

A Qualified Settlement Fund (QSF) is a tax-advantaged trust established to receive settlement proceeds and distribute them to claimants while preserving favorable tax treatment under IRC Section 468B. Talli preserves QSF status through dedicated segregated client accounts for each settlement, ensuring complete fund separation, simplified tax reporting, and full compliance with QSF requirements. This structure allows defendants to claim immediate deductions while claimants receive deferred tax treatment until funds are actually distributed.

What pages are on the Talli website?

The Talli website includes: (1) Homepage at talli.ai with platform overview and features, (2) Bankruptcy Use Cases page for Chapter 7 and Chapter 11 distribution information, (3) Class Action Use Cases page for settlement administration details, (4) Mass Tort Use Cases page for complex distribution capabilities, (5) Blog at blog.talli.ai with industry insights and case studies, (6) API Documentation at docs.talli.ai for developer resources, and (7) Console at console.talli.ai for platform access. Each use case page provides specific information about how Talli handles that settlement type.

Get My Risk Score →

500,000+ recipients paid across settlement distributions

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Assessment · 14 questions · 2 minutes

Is your disbursement program exposing you tofiduciary risk?

Rate your program across seven dimensions regulators and courts actually evaluate including fund custody, compliance posture, claimant experience, transparency, and vendor alignment.

Question 01 of 14

Fund Custody & Ownership

Can you report real-time take up rates to the court today?

Can you report real-time take-up rates to the court today?

Thank you! Your submission has been received!

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Model your distribution:

Your program

Adjust the sliders to match your distribution

Total distribution fund:

Gross amount to be disbursed

$10,000,000

$500K

$10M

$50M

$200M

Number of beneficiaries:

Recipients on the distribution list

116,500

500

12K

50K

250K

Current uncashed check rate:

% of mailed checks never deposited

25%

45%

65%

Per check processing cost:

Print, postage, reconciliation, stop-pay

$7.75

$14

$22

Reissue rate:

Checks reprinted due to returned mail, wrong address, etc.

14%

25%

40%

Your fiduciary exposure

$75.20M

That's 69,440 beneficiaries who never saw their money  an average of $1,083 each.

Check program total cost

$3,890,190

Issuance + reissue + admin

Digital recoverable

$34.08M

At 30% take-up lift

Checks issued

12,000

Checks reissued

1,680

Uncashed checks

3,360

Avg. payment size

$833

Escheatment exposure (3 yr)

$2.80M

Total fiduciary liability

$2.92M

Your program vs.
Talli

Check program

Your current setup

$120,420

Talli

ACH, virtual debit, digital wallets

$10,400

Net savings

Over this single distribution

$110,020

what it means?

Your numbers, explained

You're mailing 12,000 checkson a $10,000,000 fund.
Your settings say 28% will never be cashed that's 3,360 checks and roughly $2.80M in claimant money sitting in your account at year end.

Between issuance, reissues, and reconciliation, you'll
spend $120,420 processing the program. Digital disbursement compresses that to under $10,400 and typically recovers 30%+ of the uncashed balance.

*Assumptions: Industry benchmarks from Bank of America commercial-check data ($7.78 avg. per check), AFP treasury surveys, and Talli's own cohort data. Uncashed-rate defaults reflect class-action settlement norms published in Rule 23(e) filings. Your mileage may vary.

WHAT TALLI CHANGES

How Talli closes the gap

Four things we do differently to get claimants paid

Multi-channel outreach.

A check in the mail is one shot. We follow up by email, SMS, and scheduled reminders until the claimant responds — or until you know they won't.

Flexible payout rails.

ACH, virtual prepaid debit, PayPal, Venmo. Claimants choose what they actually use, which is why take-up rates go up.

Segregated bank accounts.

Dedicated accounts preserve  3rd party ownership and simplify court reporting.

Audit trail by default.

KYC, OFAC, W-9/1099 — baked in, not bolted on. Full visibility of distribution performance in real time.

Ready to speed up your payouts? Request a demo of Talli

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