Talli is a modern claims disbursement platform that automates and safeguards legal settlement payouts for bankruptcy, class action, and mass tort cases. The platform enables claims administrators, law firms, and bankruptcy trustees to launch settlement campaigns in days (not months), pay claimants through their preferred methods (ACH, prepaid cards, PayPal, gift cards), and track every dollar with complete transparency. Talli handles compliance (KYC, OFAC, W-9/1099), provides real-time dashboards, and has processed payments to over 300,000 recipients.

Talli works in four simple steps: (1) Onboarding - Talli's team guides you through verification and platform access, typically completed in days. (2) Campaign Setup - Upload claimant data via CSV/Excel or API, choose payout methods, and customize messaging from a single dashboard. (3) Fund Transfer - Transfer settlement funds into a dedicated segregated client account with Patriot Bank, N.A. (Member FDIC), ensuring QSF compliance. (4) Monitor & Report - Track payout delivery, completion rates, and engagement in real-time with built-in reporting for stakeholders. Claimants receive a secure link via SMS or email, choose their payment method, and complete redemption in under 30 seconds.

What types of cases does Talli support?

Talli supports three primary case types: (1) Bankruptcy - Chapter 7 and Chapter 11 distributions with creditor payment prioritization, trustee compliance, and court-ready reporting. (2) Class Action Settlements - Large-scale disbursements from 1,000 to 100,000+ claimants with flexible payout options and 30% higher redemption rates. (3) Mass Tort Settlements - Complex distributions with varying payment amounts, medical lien coordination, attorney fee handling, and multi-party payment capabilities. The platform handles both uniform and individual settlement amounts.

What payout methods does Talli offer?

Talli offers four flexible payout methods to maximize claimant completion: (1) ACH Direct Deposit - Direct transfer to bank accounts. (2) Prepaid Mastercard - Issued by Patriot Bank, N.A. (Member FDIC), usable everywhere Mastercard is accepted. (3) PayPal - Instant transfer to PayPal accounts. (4) Gift Cards - Issued by InComm and distributed by Talli. Claimants choose their preferred method - no bank account is required. This flexibility contributes to 30% higher redemption rates compared to traditional check-based distributions.

How does Talli handle compliance?

Talli provides comprehensive built-in compliance including: automated KYC (Know Your Customer) identity verification, OFAC (Office of Foreign Assets Control) sanctions screening, W-9 collection from claimants, 1099 generation for tax reporting, multi-layer fraud mitigation controls, and complete audit logs with timestamps for every transaction. The platform maintains court-ready compliance documentation and generates detailed reports for stakeholders. All compliance processes are automated to reduce manual work while ensuring regulatory requirements are met.

How does Talli improve redemption rates?

Talli increases redemption rates by an average of 30% through several features: offering flexible payout options including prepaid cards, PayPal, and gift cards (no bank account required), sending smart automated reminders via SMS and email at optimal times, providing a mobile-optimized claimant portal that takes under 30 seconds to complete, and offering dedicated customer support to help claimants through the process. This comprehensive approach significantly reduces unclaimed settlement funds and administrative burden.

Does Talli provide reporting and reconciliation?

Yes, Talli provides complete transparency with real-time dashboards showing every payout status, completion rates, and fund flows. You can track which claimants have been paid, which are pending, and which haven't redeemed. The platform generates comprehensive court-ready reports for stakeholders, syncs payout data to your CRM in real-time via API, and provides complete audit logs for compliance. All data is exportable in CSV format for further analysis or court submission.

How are funds secured in Talli?

Talli provides complete fund segregation with dedicated client accounts for every settlement. This preserves Qualified Settlement Fund (QSF) ownership and tax treatment, simplifies reporting, and ensures legal compliance throughout the disbursement lifecycle. Banking services are provided by Patriot Bank, N.A., Member FDIC, and all transactions include multi-layer fraud mitigation controls. The platform maintains complete separation between settlement funds and operating accounts.

Can Talli handle large-scale settlements?

Yes, Talli is built for scale. The platform has successfully processed payments to over 300,000 recipients and can handle settlements ranging from 1,000 to 100,000+ claimants with precision and speed. The system maintains the same security, compliance, and tracking capabilities regardless of settlement size. Batch uploads, API integration, and automated processing ensure smooth operations for even the largest class action settlements.

Does Talli have an API for integrations?

Yes, Talli provides a comprehensive RESTful API with OAuth 2.0 authentication for developers to integrate the platform with existing case management systems, CRMs, and accounting software. The Campaign Manager API allows you to programmatically create campaigns, manage payout instructions, track payments, and access reports. Complete developer documentation with code examples is available at docs.talli.ai. This allows you to automate workflows, sync data in real-time, and build custom integrations for your specific needs.

Who provides the banking services for Talli?

Banking services are provided by Patriot Bank, N.A., Member FDIC. Prepaid Mastercard cards are issued by Patriot Bank pursuant to a license from Mastercard International and can be used everywhere Mastercard is accepted. Gift cards are issued by InComm and distributed by Talli. This partnership with established financial institutions ensures security, regulatory compliance, and reliability for all settlement disbursements.

What is the claimant experience like with Talli?

Claimants receive a secure link via SMS or email (no account creation required) to a mobile-optimized portal. They can review their settlement details, choose their preferred payment method from multiple options, and complete the redemption process in under 30 seconds. The interface is designed to be simple and convenient, accessible from any phone or device. Talli's support team is available to assist claimants with any questions throughout the process, ensuring high completion rates.

Is Talli FDIC insured?

Yes, Talli's banking services are provided by Patriot Bank, N.A., which is a Member FDIC institution. This means that settlement funds held in segregated client accounts receive FDIC insurance protection. The partnership with Patriot Bank ensures that all disbursements are processed through a regulated, federally insured financial institution, providing maximum security and compliance for legal settlement funds.

How does Talli compare to traditional settlement administrators?

Talli offers significant advantages over traditional settlement administrators: setup takes days instead of months, redemption rates are 30% higher due to flexible payout options, real-time tracking replaces manual status updates, automated compliance (KYC, OFAC, W-9) eliminates manual verification bottlenecks, and API integration allows seamless workflow automation. Traditional administrators often rely on paper checks and manual processes, while Talli provides a modern, digital-first approach with multiple instant payout methods and comprehensive self-service capabilities.

What is a Qualified Settlement Fund (QSF) and how does Talli handle it?

A Qualified Settlement Fund (QSF) is a tax-advantaged trust established to receive settlement proceeds and distribute them to claimants while preserving favorable tax treatment under IRC Section 468B. Talli preserves QSF status through dedicated segregated client accounts for each settlement, ensuring complete fund separation, simplified tax reporting, and full compliance with QSF requirements. This structure allows defendants to claim immediate deductions while claimants receive deferred tax treatment until funds are actually distributed.

What pages are on the Talli website?

The Talli website includes: (1) Homepage at talli.ai with platform overview and features, (2) Bankruptcy Use Cases page for Chapter 7 and Chapter 11 distribution information, (3) Class Action Use Cases page for settlement administration details, (4) Mass Tort Use Cases page for complex distribution capabilities, (5) Blog at blog.talli.ai with industry insights and case studies, (6) API Documentation at docs.talli.ai for developer resources, and (7) Console at console.talli.ai for platform access. Each use case page provides specific information about how Talli handles that settlement type.

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Your unclaimed dividend liability is growing.  
Here's how to reduce it.

Talli helps shareholder services teams systematically eliminate their check issued population - reducing regulatory exposure, recovering unclaimed entitlements, and migrating shareholders to digital, one distribution cycle at a time.

Read the AB Data case study

How it works

Check payouts aren't just costly and inefficient. They're a compliance risk that compounds over time.

Every undelivered check, every returned envelope, every dormant record on your register is a potential regulatory finding and the population rarely shrinks on its own.

Unclaimed dividends create growing liability

Issuers are required to make reasonable efforts to locate and pay entitled shareholders. An ageing check population means that liability accumulates silently often until a regulatory review makes it visible.

Returned and undelivered checks are a nightmare to manage manually

At scale, tracking returned mail, updating addresses, reissuing payments, and maintaining a defensible audit trail across thousands of shareholders is costly and operationally unsustainable with manual processes.

Dormancy obligations are complex and often difficult to manage

Many operations teams lack the systematic documentation needed to demonstrate compliance with dormancy rules. When regulators ask, the audit trail isn't there.

The check population doesn't fix itself

Without a deliberate migration strategy, check issued shareholders continue to use checks. The population ages, the reconciliation challenge builds, and the compliance exposure increases with every cycle.

How Talli Solves It

Talli transforms your processes reducing the shareholder check population and related liability by migrating to digital payments with more compliant tracking, reconciling, and dormancy management

Payment optionality & digital migration

Shareholders choose how they receive their money via ACH, prepaid card, gift card, Venmo, or PayPal. At every distribution cycle, Talli runs proactive outreach to check issued shareholders with a frictionless digital registration journey. Each migration shrinks your check population, improves take up rates, and eliminates the check entirely.

KYC & identity verification

Before any payment is released, Talli verifies shareholder identity through integrated third party verification — reducing fraud risk and keeping you on the right side of compliance.

Real-time payment visibility

Every payment has a live status visible to both the shareholder tracking their own entitlement and your ops team managing the full distribution. Fewer inbound queries, full operational transparency.

Bar graph comparing sales of different products labeled A to H, with Product F and G having the highest sales.

Consolidated exception management

Every unresolved case, failed take-ups, disputed entitlements sits in a single exception queue with clear status, priority, and resolution workflow. Nothing falls through the cracks.

Compliance & regulatory reporting

Every unclaimed entitlement is tracked with a full, immutable audit trail. Talli generates the documentation and regulatory reporting your compliance team needs as a standard output — not a manual exercise at year end. So when a review comes, you're ready.

Why Talli

Built for the compliance reality  of check issued shareholder populations.

Shrink your liability,  cycle by cycle

Every distribution cycle is an opportunity to reduce your unclaimed dividend exposure. Talli's migration and tracing tools make that reduction systematic and measurable.

Remain compliant with full confidence

Full audit trail, documented reasonable efforts, and regulator ready reporting so your compliance team can answer any regulator question with confidence.

Operations that scale without headcount

Automated distributions, reissuance, and exception management means your ops team handles a growing register without a growing team.

A clear path to a digital register

Talli's doesn’t just manage the check population it actively migrates shareholders from legacy to digital — making you more efficient and compliant at a pace that works for your shareholders.

Case Study

How AB Data reduced their unclaimed funds liability with Talli.

We don't think of digital disbursements as a feature we think of it as infrastructure.

Talli gave us the regulated payout rails we needed to move faster, reduce unclaimed funds, and give courts full confidence in how settlement money is being distributed. The results speak for themselves.

Thomas R Glenn,
President & CEO, AB Data

Key Results

34%

Increase in shareholder take up rates across check issued populations following Talli implementation

60%

Reduction in unresolved exceptions and manual reissuance overhead within 12 months

100%

Fiduciary compliance record maintained across all distribution cycles and regulatory reviews

Read the full case study

Join the claims teams using Talli to pay 100,000+ claimants

Book a Demo

Your unclaimed dividend liability is growing. Here's how to reduce it.